The best Fiscal.ai alternatives in 2026 are Shibui Finance (free, AI-native via MCP, 64 years of US data), Roic.ai (free fundamentals API and MCP server), Koyfin (the best dashboards and charting), TIKR (global fundamentals and estimates), and Stock Rover (the deepest screener for North America). If you want AI access for free, Shibui and Roic.ai are the picks; if you want Fiscal.ai's visual, global research without the AI, Koyfin or TIKR are closer.
Fiscal.ai (renamed from FinChat in 2025) is an AI research terminal: a conversational co-pilot over global filings, transcripts, and estimates, with segment and KPI data, dashboards, an API, and an MCP server. It has a free tier, but the deepest history and Excel export sit on its $49 and $99/mo plans. Because Fiscal.ai is already AI-native, the question is not "which tool adds AI" but which one gives you the coverage, history, and price you want - and whether you need its polished visuals at all.
| Tool | Price | AI / plain English | Coverage | History | Screener |
|---|---|---|---|---|---|
| Shibui Finance | Free | Yes (Claude / ChatGPT via MCP) | US only | 64 years | Yes (time-aware) |
| Roic.ai | Free / ~$29+/mo | Yes (API + MCP) | Global | 2 yr free, up to ~40 yr paid | Yes |
| Koyfin | Free / ~$39+/mo | No | Global | ~10 years | Yes |
| TIKR | Free / ~$25+/mo | No | Global | Up to 20 years | Yes (global) |
| Stock Rover | Free / ~$29+/mo | No | US / Canada | 10-20 years | Yes (~700 metrics) |
Prices are approximate 2026 figures and change often; check each vendor for current pricing.
1. Shibui Finance - best free, AI-native option
Best for: Researchers who already use Claude or ChatGPT and want deep, queryable US data and market-wide screening in plain English, for free.
Shibui Finance is an MCP connector, so instead of a separate web app you research inside the Claude or ChatGPT you already use. It covers nearly 10,000 US companies back to 1962 - 64 years of statements, valuations, 56 technical indicators, and 6.4 million SEC filing records. Against Fiscal.ai's free tier (about 10 years of history, one dashboard), Shibui's free tier is far deeper, and it can screen the whole market across time - "every company whose margins expanded for five straight years" - not just research one company at a time.
"Compare Nvidia, AMD, and Intel on revenue, gross margin, and R&D spend for the last 10 years, then flag which had the most consistent margin trend."
Limitations: US equities only, where Fiscal.ai is global. No segment or KPI breakdowns, no charts, no dashboards - it returns data and tables, not visual research. End-of-day data only. Each query returns up to 200 rows.
Price: Free. Requires a Claude or ChatGPT account.
2. Roic.ai - best free API and MCP for global data
Best for: Developers and AI-workflow builders who want global fundamentals with a return-on-capital focus.
Roic.ai is the other genuinely AI-native option here: a REST API plus a native MCP server that plugs into Claude or ChatGPT, over roughly 60,000 global companies with 90+ ratios and earnings-call transcripts. Its free tier needs no card, making it a natural companion or alternative to Fiscal.ai for programmatic research.
Limitations: Free history is capped at about 2 years; deep history and real-time need the ~$89/mo Professional tier. Weak charting, no portfolio tracking, and no segment/KPI data like Fiscal.ai's.
Price: Free tier; Individual around $29/mo; Professional around $89/mo.
3. Koyfin - best for dashboards and charting
Best for: Users who valued Fiscal.ai's visuals and want the strongest dashboards and charts across global markets.
If what drew you to Fiscal.ai was the polished, visual research experience, Koyfin is the closest match: global multi-asset coverage, advanced charting, watchlists, and portfolio analytics in a Bloomberg-lite interface. It is the visual research terminal Shibui deliberately is not.
Limitations: No AI or natural-language interface, and no public API or MCP - so it does not fit AI-agent workflows. Paid tiers ($39-79/mo) and a limited free tier.
Price: Free tier; Plus around $39/mo; Premium around $79/mo.
4. TIKR - best for global fundamentals and estimates
Best for: Investors who want Fiscal.ai-style global fundamental depth and analyst estimates at a lower price.
TIKR runs on S&P Capital IQ data - 100,000+ companies across 90+ countries, multi-year estimates, and valuation models - covering much of Fiscal.ai's data breadth without the AI layer, starting around $25/mo.
Limitations: No AI/natural-language interface, not real-time, light on portfolio tracking, and the free tier is a US-only trial.
Price: Free tier; Plus around $25/mo; Pro around $55/mo.
5. Stock Rover - best deep screener for North America
Best for: US and Canada investors who want a deeper screener and portfolio analytics rather than AI research.
Stock Rover trades Fiscal.ai's AI and global reach for screening depth and portfolio tooling: around 700 metrics, custom equations, and full portfolio analytics for US and Canadian stocks. A good fit if you want rigorous screening over conversational research.
Limitations: North America only, no AI/natural-language input, not real-time, and 2026 pricing is higher than older reviews suggest (Premium around $29/mo).
Price: Free tier; Premium around $29/mo; Premium Plus around $49/mo.
Which Fiscal.ai alternative is right for you?
If you want AI research for free and already live in Claude or ChatGPT, Shibui Finance gives you the deepest history and market-wide screening at no cost, and Roic.ai adds a free API for global, programmatic work.
If what you valued was Fiscal.ai's visual, global research, Koyfin has the best dashboards and charts, and TIKR the deepest global fundamentals - both without the AI layer.
If you would rather have a powerful screener and portfolio analytics for North America, Stock Rover is the pick.
Where Shibui is not the answer: if you need global companies, segment and KPI breakdowns, or the polished charts and dashboards Fiscal.ai is known for, Shibui does none of those - it is US-only and returns data and tables, not visual research. Keep Fiscal.ai, or look at Koyfin.
Questions
What is the best free Fiscal.ai alternative?
Shibui Finance is the best free AI-native alternative: it connects Claude or ChatGPT to 64 years of US fundamentals via MCP, so you research and screen in plain English at no cost. Roic.ai also offers a free fundamentals API and MCP server. Fiscal.ai's own free tier exists too, but is capped at about 10 years of history and one dashboard.
Is there a free AI financial research tool?
Yes. Shibui Finance is free through Claude or ChatGPT via MCP, covering 64 years of US data. Roic.ai has a free tier with an API and MCP server for global fundamentals (about 2 years of history on the free plan). Fiscal.ai's own free tier is a third option, with shallower history than its paid plans.
What is the difference between Shibui Finance and Fiscal.ai?
Fiscal.ai is a global research terminal with segment/KPI data, dashboards, and an AI co-pilot, with the deepest data and Excel export on paid tiers. Shibui Finance is free, US-only, and text-based: 64 years of history, market-wide screening across time in plain English, and SEC filing queries - but no charts, KPI breakdowns, or dashboards. Shibui is for screening and querying; Fiscal.ai for visual single-company research.
Does Fiscal.ai have an MCP server?
Yes. Fiscal.ai offers a data API and an MCP server, plus its web app and a ChatGPT integration. Shibui Finance and Roic.ai are also MCP-native, so all three work with Claude or ChatGPT. The differences are coverage, history depth, and price - not whether they support AI access.
Which Fiscal.ai alternative is best for charts and dashboards?
Koyfin is strongest for visual research - dashboards, advanced charting, and global multi-asset coverage in a Bloomberg-lite interface - though it has no natural-language interface. Shibui is the opposite trade-off: deep, queryable data with no charts.
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